
The article covered the many facets of cryptocurrency and interviewed experts about them. One of them is SMU Associate Professor of Finance Emiliano Pagnotta, who highlighted that stablecoins have become a major application of cryptocurrencies. Assoc Prof Pagnotta noted that in 2024, on-chain stablecoin settlement volume exceeded $15 trillion, surpassing the transaction volume of Visa and Mastercard. However, due to its grey areas in management, many users were still resistant to it until the inception of the Genius Act. Assoc Prof Pagnotta pointed out that cryptocurrency is now a household name and people's top choice for investment, behind only gold and the top six companies in the US.